Corporate Debt

Corporate Bonds

Invest in corporate-backed financial assets. Review rating structures, compare yields across companies, and earn high-yield fixed returns online.

High Yield Rates

Earn interest margins between 8.5% and 11.5% p.a., outperforming standard state-bank fixed deposits.

Credit Rating Safety

CRISIL, ICRA, and CARE check balance sheet assets and assign ratings to ensure issuer transparency.

Secondary Liquidity

Sell or purchase listed corporate bonds on stock exchanges dynamically via your Demat system.

Risk Matrix

Understanding Corporate Ratings

Corporate bonds carry higher yields because they inherit company credit risks. Rating scales help check this risk profile:

AAA Rated Bonds: Highest safety level. The risk of default is negligible. Ideal for conservative income seekers.
AA+ & AA Rated Bonds: High safety margin. Slight default volatility but carries better interest yields.
A & BBB Rated Bonds: Moderate safety level. Susceptible to industry and economic shifts but yields the highest coupon returns (10%+).

AAA/AA+ Safety

Demat Verification

All corporate bonds are digitally credited to your CDSL or NSDL Demat account. Interest payouts (monthly or annual coupon options) are transferred automatically to your linked bank account via ECS pipelines.

✔ 100% digital Demat storage
✔ Transparent credit ratings online
✔ Easy sell execution on stock exchanges

FAQs

Frequently Asked Questions

Find immediate answers regarding corporate bonds and ratings.

What are corporate bonds?

Corporate bonds are debt securities issued by private or public sector corporations to raise capital for business expansion, ongoing project financing, or capital expenditures. When you purchase a corporate bond, you become a creditor of the company.

How can I check the safety of a corporate bond?

You can check the safety of a corporate bond by reviewing its credit rating. Rating agencies like CRISIL, ICRA, and CARE analyze the company's financial balance sheet and assign ratings. AAA is the highest safety rating (lowest default risk), while AA and A ratings offer good safety with higher interest returns.

Is interest earned on corporate bonds taxable?

Yes, interest earned on corporate bonds is fully taxable according to your individual income tax slab rates. In addition, if you sell the bond on a stock exchange at a profit before maturity, Capital Gains Tax will apply based on your holding duration.