Beginner Investment Guide

How to Invest in Mutual Funds

Set up your portfolio in minutes. Follow our step-by-step onboarding guide to complete digital KYC registration, link bank accounts, and launch your first SIP.

5-Min Video KYC

Complete e-KYC checks instantly online using PAN, Aadhaar link, and face validation metrics.

Direct Payout Routing

Link bank accounts securely using UPI e-mandates to automate monthly SIP investments.

Zero Broker Commissions

Choose Direct plans to bypass intermediate charges, boosting your long-term compounding speeds.

Process Steps

Onboarding Step-by-Step Guide

Setting up your mutual fund investment portfolio is a 3-step digital process:

Step 1: Check KYC status: Verify your status by entering your PAN card. If unverified, upload PAN, Aadhaar, and capture a 5-second selfie video for online e-KYC.
Step 2: Compare & Select Fund: Browse schemes by categories (Large, Mid, or Small cap) and select "Direct Plan". Enter your investment mode (SIP or Lump-sum).
Step 3: Setup Bank Auto-Debit: Link your bank account details. Authorize a secure one-time UPI or NetBanking e-mandate to automate monthly SIP debits.

Direct Plans

Why Choose Direct over Regular?

Direct mutual fund plans carry zero commissions. Distributors' fees (typically 0.50% to 1.25% p.a.) are removed from the fund's expense ratio, translating directly to higher compound yields over 10-20 years.

✔ Higher Net Asset Value (NAV)
✔ Pure profit margin optimization
✔ Secure online dashboard controls

FAQs

Frequently Asked Questions

Find immediate answers regarding mutual fund investment onboarding.

What documents are required to invest in mutual funds?

To register and invest in mutual funds, you need scanned copies of three essential documents: (1) PAN Card, (2) Aadhaar Card (linked to an active mobile number for digital OTP signature verification), and (3) a cheque leaf or bank account statement showing your name, account number, and IFSC code.

What is e-KYC and how do I complete it online?

Know Your Customer (KYC) is a mandatory identity verification check. e-KYC is a digital version that lets you verify your identity in 5 minutes using your Aadhaar details, mobile OTP verification, and a live video selfie clip (IPV - In-Person Verification) uploaded directly on the investment portal.

Can I cancel my SIP at any time?

Yes, absolutely. Setting up a Systematic Investment Plan (SIP) does not bind you legally. You can pause, stop, or modify your SIP amount online at any time with zero penalty charges. The request takes about 10-15 business days for banks to process.